Despite complaints about the costs, employers are paying the lowest rates for workers’ compensation benefits insurance than at any time in the past 25 years, even as costs of health care have skyrocketed. Although insurance carriers have reduced their rates to employers, it has resulted in workers receiving fewer benefits when they are injured on the job. Many of those injured have to fight an uphill battle to get medical care and lost wages when they need it the most. Some wonder if getting a workers’ compensation lawyer to help them navigate the process would be beneficial. In many cases, the answer is yes. Having a knowledgeable and experienced advocate often results in obtaining maximum benefits from insurers focused on the bottom line.
Denied Medical Treatment by Workers’ Compensation Insurer
From calculating your weekly benefit to obtaining the needed medical care, a workers’ comp attorney can hold your insurer accountable. Sometimes a worker may encounter a situation where an insurer denies recommended treatments or medications made by an authorized doctor. This is in conflict with the insurer’s responsibility to provide what the doctor prescribes. Getting the help of an experienced workers’ comp attorney to take on the insurance company can make the difference.
Don’t Get Short Changed By Quick Settlements
If you have had a significant injury or illness at work, insurance companies will be motivated to settle your claim. However, without experienced legal representation, you will likely be compensated for a quarter of what your case is actually worth. If they can get away with it, insurance companies will try to save money. Therefore, it is best practice to seek the advice of a workers’ comp lawyer before you accept an offer to make sure you are getting what you are entitled to.
Contact an Experienced Des Moines Iowa Workers’ Compensation Lawyer
The labor department recently acknowledged that injured workers are falling into poverty because workers’ compensation benefits are not meeting their needs. To avoid the pitfalls many injured workers stumble upon when seeking benefits, it is very important to ‘get it right’ with the help of an experienced workers’ compensation lawyer. Contact the Law Offices of John T. Hemminger for help if you have been injured at work or have been denied workers’ compensation. John has a 30-year, successful track record of getting his clients the benefits they need from insurers when they are injured. Email or call our Des Moines offices today for help 515-283-2116.
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