Despite complaints about the costs, employers are paying the lowest rates for workers’ compensation benefits insurance than at any time in the past 25 years, even as costs of health care have skyrocketed. Although insurance carriers have reduced their rates to employers, it has resulted in workers receiving fewer benefits when they are injured on the job. Many of those injured have to fight an uphill battle to get medical care and lost wages when they need it the most. Some wonder if getting a workers’ compensation lawyer to help them navigate the process would be beneficial. In many cases, the answer is yes. Having a knowledgeable and experienced advocate often results in obtaining maximum benefits from insurers focused on the bottom line.
Denied Medical Treatment by Workers’ Compensation Insurer From calculating your weekly benefit to obtaining the needed medical care, a workers’ comp attorney can hold your insurer accountable. Sometimes a worker may encounter a situation where an insurer denies recommended treatments or medications made by an authorized doctor. This is in conflict with the insurer’s responsibility to provide what the doctor prescribes. Getting the help of an experienced workers’ comp attorney to take on the insurance company can make the difference. Don’t Get Short Changed By Quick Settlements If you have had a significant injury or illness at work, insurance companies will be motivated to settle your claim. However, without experienced legal representation, you will likely be compensated for a quarter of what your case is actually worth. If they can get away with it, insurance companies will try to save money. Therefore, it is best practice to seek the advice of a workers’ comp lawyer before you accept an offer to make sure you are getting what you are entitled to. Contact an Experienced Des Moines Iowa Workers’ Compensation Lawyer The labor department recently acknowledged that injured workers are falling into poverty because workers’ compensation benefits are not meeting their needs. To avoid the pitfalls many injured workers stumble upon when seeking benefits, it is very important to ‘get it right’ with the help of an experienced workers’ compensation lawyer. Contact the Law Offices of John T. Hemminger for help if you have been injured at work or have been denied workers’ compensation. John has a 30-year, successful track record of getting his clients the benefits they need from insurers when they are injured. Email or call our Des Moines offices today for help 515-283-2116.
6 Comments
5/14/2019 05:58:23 pm
Thanks for pointing out that it is best practice to seek the advice of a workers’ comp lawyer before you accept an offer to make sure you are getting what you are entitled to. My husband is thinking about hiring a worker's comp lawyer because he was injured in an accident at work and he feels like his work is just trying to get him to take a deal to get it all over with. I think that a lawyer could help him get a better deal and help make sure that he knows what all his options are.
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7/30/2019 10:18:40 am
It makes sense that you should seek someone with legal experience when making a claim. My father was recently injured at work and needs to find an attorney. I'll see if I can help him find a professional that can take care of everything.
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8/9/2019 10:17:28 am
I appreciate you helping me learn more about the benefits of hiring a workers compensation lawyer. I like how you said that they can hold the insurer accountable. My cousin was recently in a work-related accident. He might be interested in knowing this.
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10/7/2019 06:47:28 pm
My sister got injured at work yesterday and is planning to sue the management after she quits her job because she's still expected to come to work. I think I'll tell her to hire a workers' compensation attorney to assist her with her plan. It's good to know that they can assist her with holding her insurers accountable as well, so I might tell her about this.
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10/16/2019 12:25:38 pm
I think it's smart that you said not to get short-changed by quick settlements. If you're impatient, the insurance company will take advantage of that. It's best to be thorough and get a good settlement.
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10/18/2019 03:45:21 pm
I recently had an accident at work and I'm not sure I should hire a lawyer to handle my case. I think what you stated is correct; hiring an experienced lawyer could give me a better chance of winning the case and the insurance company will be motivated to settle my claim. Maybe I should start looking for a compensation lawyer to guide me through the case.
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