If you are involved in a motor vehicle accident, you should report the accident to your insurance company or the at-fault party’s insurer promptly, which will prompt a call from an insurance adjuster who will ask you questions about the incident.

Before providing a statement to the insurance adjuster, it is important to be prepared to make an accurate, detailed and consistent statement regarding the events leading up to and during the accident. You will also want to be able to describe the damage to your person or property and the expenses you have incurred as a result.

Because your statement can potentially impact your claim, it is a good idea to work with an experienced personal injury attorney to help you prepare your statement, particularly if you have been injured.

After your claim has been reviewed by the insurer, you may be asked to sign documents such as a medical release form or a release of your claim, as part of a settlement. It is very important to consult with an experienced personal injury attorney first who will advise you against any action that would compromise your claim or prevent you from recovering needed compensation in the future.

If you have been injured in an Iowa car accident, contact the personal injury lawyers of John T. Hemminger for assistance today. We have helped may injured Iowans and their families work with insurance companies to get the compensation needed after being hurt in an accident.

Car accidents involving collisions with a truck can be very serious. A car and its occupants are no match for a commercial truck carrying a heavy load.

If you are involved in an accident with a truck, investigators will try to determine what caused the accident.

Was it the trucker? Was he or she driving recklessly, impaired, fatigued or distracted? Or could it have been the third-party loading company whose lack of safety oversight created a hazardous driving situation? Perhaps the trucking company itself had a hand in the events leading up to the accident. Investigators start by looking at what caused a truck accident so they can move to establish fault, which may lead to more than one party.

Everything from a truck’s black box, driving and maintenance logs and load information are examined following a truck accident. Investigators also follow-up on driver intoxication tests and look at the driver’s credentials such as training certificates, licenses held, and employment history.

To ensure the injured party gets maximum compensation for their injuries, attorneys and their investigative team will pursue not just one at-fault party – but all parties at fault in your accident to ensure that you are covered if you are hurt due to another’s negligence.

Following an accident you may be owed damages for lost wages, pain and suffering, medical expenses, loss of employment, death of a loved one, short-term and long-term disability, traumatic brain injury (TBI), loss of a limb or other compensable damages depending on the unique circumstances of your case.

If you or a loved one is injured in a automobile accident involving a commercial truck, it is important to work with an experienced truck accident lawyer who understands the investigative process involved when there is more than one party who may be at fault. Contact the Des Moines, Iowa truck accident lawyers of John T. Hemminger for help if you have been hurt in an Iowa car and truck collision.

If you are injured at work, it is only natural that you want to see your own doctor for medical care. Most people are more comfortable going to a doctor they are familiar with and that they trust.

Unfortunately, when you are dealing with Iowa workers’ compensation, the employer has the right to choose the medical provider you will use when you are injured or become ill at work.

By law, the employer must provide prompt and reasonable care without posing a major inconvenience to the employee, however, this does not include a visit to the physician of your choice.

In exchange for seeking treatment from an approved provider, all of your medical expenses related to your injury should be paid for by the employer. If the employee is injured on the job and is treated by a doctor not approved by the employer, the medical bills may not be paid.

Can I Change Doctors Under Workers’ Compensation?

There are circumstances where an injured worker may be able to change providers or even select their own doctor. This may occur when:

• The care is not appropriate, insufficient or lacks quality to treat your injury or illness.
• The doctor is not reasonably suited to treat your injury or illness. It may be that a doctor that specializes in your type of injury or illness may be a better fit than the assigned doctor.
• You have been improperly diagnosed or the treatment is incorrect.
• The provider is located too far a distance from your home or place of employment.

It is not uncommon for a worker to want to switch providers when they are not being cared for properly by a competent provider. You may be able to change providers by filing an alternate medical care application with the workers’ compensation commission which will result in a hearing where you and your attorney can explain why a change is necessary. Sometimes a change in provider can make all the difference in your recovery.
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Contact a Des Moines Iowa Workers’ Compensation LawyerIf you have been injured at work, the experienced workers’ compensation attorneys of John T. Hemminger Law Firm can help you obtain the appropriate care for your work injury or illness. Call our Des Moines workers’ compensation law offices today at 515-283-2116 for a free initial consultation of your workers’ compensation or personal injury concerns.

Some of the most common injuries sustained in a car accident pertain to head and neck injury. While some victims may experience minor symptoms, others may experience serious, long lasting or worsening problems related to a traumatic brain injury TBI or whiplash.

If you are involved in a car or truck accident, seeking the immediate help of a physician is advisable to rule out serious issues. That said, despite our best efforts, sometimes problems may go undetected initially only to become a major or life threatening issue after the passage of time.

If you notice a change in your condition, it may be a sign of a serious head or neck injury, such as a blood clot in the brain, severe TBI, or damage to the vertebrae in the neck area. It is important to be attuned to changes in your or your loved one’s behavior or abilities to rule out a more serious injury following an injury accident.

Victims of TBI’s do eventually recover in many cases, however there may be lifelong complications and, in these circumstances, victims may require extensive medical care stretching over long periods of time. The commitment to care and the financial impact of a serious injury can take a major toll on victims and families.

Contact an Experienced Iowa Head and Neck Injury Attorney

If you or a loved one has been seriously injured in an Iowa car accident, it is important to seek the help of an experienced personal injury lawyer to help you to get the necessary compensation for your immediate and long term needs. Contact our Des Moines, Iowa car accident injury lawyers at the Law Offices of John T. Hemminger if you or a family member has been hurt in a motor vehicle accident. We have helped many clients who suffered traumatic brain injuries ranging from mild to severe get the compensation they need when they are injured.